At smart at Mercedes-Benz of Portsmouth and Mercedes-Benz of Southampton, we recognise that every customer is different, which is why our smart finance packages are individually tailored to ensure you benefit from the right deal for you.
Learn more about our range of finance products to find a finance package that suits you. Alternatively, browse our some example finance offers by selecting the 'Offers' tab.
Agility, our Personal Contract Purchase (PCP) product, is a flexible method of financing your smart over a fixed term. The agreement defers your decision of whether you purchase, hand back or part-exchange your smart until the end of your agreement.
How Agility works:
At the start of an Agility agreement, you put down a deposit and decide the term of your agreement. Your Business Manager will advise you of the Guaranteed Future Value of your smart, which offers you the reassurance of knowing exactly what you will need to pay to own the vehicle outright in the future (this is known as the Optional Purchase Payment). This helps you guard against the risk of unplanned depreciation and enables you to benefit from lower instalments as you are only paying a proportion of the vehicle’s value. Throughout your agreement you simply pay your agreed monthly payments.
Additional features for business users:
The vehicle is an asset on the balance sheet, therefore tax allowance may be deducted from taxable profits.
Operating Lease is a solution for those who want to drive one of our vehicles over a fixed term, with lower monthly rentals and without the worries or commitment of ownership.
How Operating Lease works:
At the start of your agreement you pay an agreed number of advance rentals upfront. Your monthly rentals are based on the difference between the initial value of the vehicle and its projected residual value at the end of your agreement. Therefore, only a proportion of the vehicle’s value is repaid, this avoids a large initial outlay and keeps monthly payments lower.
Hire Purchase is a straightforward, affordable route to ownership. This is the perfect way to buy a vehicle if you want to work your way up to full ownership over a period of time and spread the overall cost of owning a smart.
How Hire Purchase works.
At the start of your agreement you pay a deposit on your chosen smart, then throughout the duration of your agreement you pay the agreed payments over the agreed term until the remainder of its value is repaid.
Contract Hire gives you the ability to enjoy driving a smart without having to take on full ownership. With this option you lease your vehicle for a fixed period and for a fixed monthly rental.
How Contract Hire works.
At the start of your agreement you pay an agreed number of advance rentals upfront. Your monthly rentals are based on the difference between the initial value of the vehicle and its projected residual value at the end of your agreement. Therefore, only a proportion of the vehicle’s value is repaid, which avoids a large initial outlay and keeps monthly payments lower.
To find out more regarding funding options for your next New or Used smart contact our experienced advisors who can provide information and guidance on what option will suit you and create a bespoke smart finance package to get you in the driving seat of a new or used smart.