Funding your SKODA with Ridgeway | Explanation video to give you an informed choice

Ridgeway SKODA in Newbury, Oxford and Reading specialises in providing finance options for SKODA drivers, regardless of whether you’re a private or a business user. Simple, convenient and flexible - three words at the heart of our financial services.

At Ridgeway SKODA, we recognise that every customer is different, which is why our SKODA finance package are individually tailored to ensure you benefit from the right deal for you.

Learn more about our range of finance products to find a finance package that suits you. Alternatively, browse our some example finance offers by selecting the 'Offers' tab.

Solutions (PCP)

Solutions is a flexible personal contract plan (PCP), which could help to give you more car for your money.

Whether you want to drive the latest model or change your car to suit your circumstances, SKODA Finance from Ridgeway can help. Solutions puts you in the driving seat. You can pay a smaller deposit (as little as one repayment) and defer a proportion of the cars value until the end of the agreement helping you lower your repayments when compared to hire purchase.

Designed around both you and your budget, solutions works to your preferred repayments over your agreed term, anything from 18 months to three and half years.

Hire Purchase

At Ridgeway SKODA, we’re always trying to make your life that little bit easier for you, and our hire purchase can do just that. Simply pay a 10% deposit, spread your monthly payments over 1 to 5 years and once they’re completed, your SKODA is all yours.

How does hire purchase work?

  • Choose the SKODA and the repayment period that’s right for you
  • Agree a repayment amount to suit your budget
  • Pay an initial deposit to start your agreement
  • The balance is divided equally over the term and after the final repayment you own your SKODA*

How you benefit

  • You’ll own your SKODA and keep within your preferred budget
  • You can choose your own repayment period – up to five years

Please Note: * Subject to payment of the option to purchase fee. An offer of finance depends on certain conditions. Subject to status. Indemnities may be required. Available to people over 18 in the UK only. SKODA Finance.

Contract Hire

If you run a small business and want to run a SKODA without worrying about its future value or the hassle of eventually selling it, a contract hire agreement from Ridgeway SKODA could be for you.

We’ll agree a plan of fixed monthly rentals lasting for one year to four years. At the end of the contract you simply hand the car back, subject to mileage and vehicle condition, and start a new agreement on a brand new SKODA.

You can budget ahead by adding servicing, maintenance and tyre costs to your agreement. It may even be possible for your business to recover the VAT on these elements.

Finance Lease

​We value our business customers. That’s why we have a finance lease package that is just as clever as your business.

Finance lease gives you the option to reduce your monthly rental costs or shorten the term of your contract and also gives you the chance to share in any potential excess sales proceeds when the vehicle is sold at the end of the agreement. If you are a VAT registered business you may be able to reclaim a proportion of the rentals as business expenses.

Lease Purchase

Lease purchase lets you lower your monthly payments, compared to hire purchase, by deferring a proportion of the vehicle cost to the end of the agreement. Lease purchase is great for small businesses that want to keep control of their cash flow to be able to change vehicles sooner.

To find out more regarding funding options for your next New or Used SKODA contact our experienced advisors who can provide information and guidance on what option will suit you and create a bespoke SKODA finance package to get you in the driving seat of a new or used SKODA.

Ridgeway SKODA Newbury 01635 592315
Ridgeway SKODA Oxford 01865 566100
Ridgeway SKODA Reading 0118 914 5730