At Ridgeway MINI we believe that your finance agreement should fit you like a glove. So we offer three different types of agreement that can be tailored to you, plus the services of a clued-up finance specialist at your local MINI Centre in Bournemouth, Hook and Salisbury.
We will make sure your bespoke deal adds up to exactly what you need. Whether you want to own your new or used MINI at the end of the deal, just lease it, or keep your options open – we have an agreement type to suit
MINI Select, our Personal Contract Purchase (PCP) product, is our most popular car finance product for new and used MINIs.
We defer a portion of your MINI’s value to the very end of your finance agreement, which becomes your optional final payment. This final payment is your MINI’s Estimated Future Value and it’s based on what we think your MINI will be worth when your finance ends.
If you’re interested in owning a new or used MINI at the end of your finance agreement with fixed regular payments and no mileage restrictions, MINI Hire Purchase could be for you.
If you like the idea of hiring a new MINI rather than ultimately owning it, MINI Contract Hire could be the ideal solution for you. With this product you get all the thrills of driving a new MINI, minus the hassle of depreciation, or having to re-sell it.
MINI Contract Hire is a popular choice with our business customers because VAT registered businesses can reclaim up to 50% of the VAT on their rentals and up to 100% of the VAT on the maintenance charge.
To find out more regarding funding options for your next New or Used MINI contact our experienced advisors who can provide information and guidance on what option will suit you and create a bespoke MINI finance package to get you in the driving seat of a new or used MINI.