Funding your BMW with Ridgeway | Explanation videos to give you an informed choice

So you are looking for the BMW you want to drive and this section will help you discover the best way to finance it. Ridgeway and BMW Financial Services offers a range of finance solutions to give you the flexibility to find a solution that works best for you.​

At Ridgeway BMW in Bournemouth, Hampshire and Salisbury, you'll find a BMW Financial Services specialist who can talk you through the options we can provide. These will depend on whether you want the option to own the car at the end of the agreement or just lease it. The differences will be explained to you to help inform your decision.

BMW Select (PCP)

Select is BMW's Personal Contract Purchase product - the most popular car finance product for both new and used BMW. This is because of its key feature, which we call the Estimated Future Value (EFV).

BMW Select can be a flexible alternative by deferring a proportion of the car’s total value until the end of the agreement as an optional final payment. This amount is the Estimated Future Value (EFV) and is the key to how BMW Select works.

BMW Hire Purchase

If you’re interested in owning a new or used BMW at the end of your finance agreement and making fixed regular payments with no mileage restrictions, BMW Hire Purchase could be the finance solution for you.

We can tailor a personal plan to suit you based on your available deposit, how much you would like to pay monthly and how long you would like the agreement to last (typically between 12 and 60 months). The purchase price of your car, less the deposit you wish to put in, becomes the balance on your agreement. Any interest and fees are then added and the total is repaid monthly over the term you choose. Once all payments have been made at the end of the agreement, you own your BMW*. *Terms and Conditions

BMW Contract Hire

If you like the idea of hiring a new BMW rather than ultimately owning it, BMW Contract Hire could be the ideal solution for you. BMW Contract Hire allows you to drive the BMW you want without having to worry about depreciation or selling.

BMW Contract Hire is a popular choice with our business customers because VAT registered businesses can reclaim up to 50% of the VAT on their rentals and up to 100% of the VAT on the maintenance charge.*​​ *Terms and Conditions

To find out more regarding funding options for your next New or Used BMW contact our experienced advisors who can provide information and guidance on what option will suit you and create a bespoke BMW finance package to get you in the driving seat of a new or used BMW.

Ridgeway BMW Bournemouth 01202 983746
Ridgeway BMW Hampshire 01256 441790
Ridgeway BMW Salisbury 01722 622104